미 정부에서 이자율을 올린다는 이야기는 계속 있어 왔어요. 2022 년도에 더 올린다고 하죠~
4.7.2022 기사에는 이렇게도 나오네요.(아래 기사)
그런데 실무를 하는 저희쪽에서는
- 30년 이자율이 5.125%
- 15년 일자율이 4.500 %
입니다.
Today's Mortgage Rates Jump Dramatically | April 7, 2022
The average rate on a 30-year fixed-rate mortgage is 6.5% today, up nearly a full percentage points from just yesterday. Average rates are higher for other loan types as well, though less dramatically.
- The latest rate on a 30-year fixed-rate mortgage is 6.5%. ⇑
- The latest rate on a 15-year fixed-rate mortgage is 4.665%. ⇑
- The latest rate on a 5/1 ARM is 4.225%. ⇑
- The latest rate on a 7/1 ARM is 4.38%. ⇑
- The latest rate on a 10/1 ARM is 4.461%. ⇑
Money's daily mortgage rates reflect what a borrower with a 20% down payment and a 700 credit score — roughly the national average score — might pay if he or she applied for a home loan right now. Each day's rates are based on the average rate 8,000 lenders offered to applicants the previous business day. Freddie Mac's weekly rates will generally be lower since they measure rates offered to borrowers with higher credit scores.
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